Easy Loans - Quickly borrow £50 to £5,000^†

When you need money quickly, the last thing you want to do is spend hours on end knee-deep in loan application paperwork. And if that’s the first thing that comes to mind when you think about borrowing money, you’ll be pleased to know that it doesn’t always have to be that way.

The world of consumer finance continues to grow and develop, and these days - there are a lot more options available than there used to be. A good example of this is our easy loans solution, which lets you apply for finance from anywhere that has an internet connection. So, whether you’re rushing around on the go, or want to apply from the comfort of your home, you can quickly get the money you need.

We know you’re busy, so we won’t take up too much of your time. Apply now or keep reading to find out more.

• How easy is it to apply for a loan online?
• When will my easy loan be issued?
• Am I eligible for an easy loan?
• How easy is it to be accepted?
• Do you offer easy loans for bad credit?
• Can I get an easy loan with no credit check?
• What are the benefits of easy loans?
• Why choose ThisLender?
• Where do I go for help if I’m in financial difficulty?

How easy is it to apply for a loan online?

The clue is in the name! Applying for an easy loan through ThisLender couldn’t be simpler. We have designed our online application for speed and efficiency - there’s no paperwork, or long winded questions to answer.

When you’re ready to apply, spend 5 - 10 minutes filling out some basic information, and we do the rest. As a loan broker, it’s our job to quickly match you to a suitable UK lender who provide easy cash loans.

The direct lenders we work with offer easy loans from £50 to £5,000^† with flexible repayment terms.

When will my easy loan be issued?

As soon as you decide on an easy loan provider, you will be provided with the loan terms of agreement. At this stage, it’s important to carefully read through the terms and conditions and make sure you understand exactly what’s being quoted. Look out for things like:

• Interest rate (APR)
• Additional charges and fees
• Repayment term details

Before agreeing to the terms, you must calculate whether you can afford the easy loan to avoid getting into financial trouble. Then, once you’re happy, simply sign the terms of agreement and the money will likely be deposited into your account the very same day².

Am I eligible for an easy loan?

Yes, you could be. The great thing about easy loans is that they are accessible, and lenders’ make use of the latest technology to quickly check affordability and get borrowers the answers they need.

We can’t say for certain that you’ll be approved, because all lenders have their own requirements. However as a general guide, you should meet the following criteria to be eligible:

• 18 years old +
• Have a UK bank account with debit card
• Be employed with evidence of regular income
• NOT be currently bankrupt

How easy is it to be accepted?

It’s typically quite easy to be accepted, providing you meet the lender’s eligibility criteria. Easy loans tend to have high acceptance rates, so there’s a strong likelihood that you’ll be approved.

To increase your chances of being approved, it’s a good idea to check your credit file and make sure everything is in good order.

Do you offer easy loans for bad credit?

Yes we do. If you’re looking for an easy loan for bad credit, the process is still relatively straightforward. The only complications are that:

1. You may not receive the exact amount of money you apply for, the lender could decide to only approve you for a lower amount.

2. You could be asked to provide a guarantor. In this situation, you will need to find a friend or family member who has good credit to sponsor your loan.

3. There’s a chance you’ll be charged higher interest rates, increasing the overall cost of your easy loan.

With that being said, you shouldn’t be deterred from applying just because you have bad credit. The only way to know for sure what you’ll be quoted is to apply online and see what offer the lender comes back with.

Can I get an easy loan with no credit check?

No, but don’t worry - the credit check forms a quick and simple part of the process. It doesn’t take long for the lender to conduct this check, so it won’t slow your application down.

What’s more, the credit check is not the sole determiner in an easy loan approval. Lots of people worry about being credit checked, but there’s really no need. The lenders on our panel take other factors into consideration when assessing your ability to meet repayments.

What are the benefits of easy loans?

Life is stressful enough as it is, and when a financial emergency hits, the last thing you need is more stress. These easy loans offer a number of benefits to UK customers, including:

• Instant access to finance: The lenders on our panel are able to provide fast access to funds. So, whether you need £50 or £5,000^† - you can expect to receive the money on the very same day or within 10 minutes^² after approval.
• Flexible repayments: With easy loans, you can choose a repayment term that suits your schedule and make weekly or monthly payments from 3 - 36 months.
• Quick, easy loan applications Our streamlined application process takes just 10 minutes to complete. After that, all you have to do is wait to receive an instant tailored quote.
• No collateral required: Unlike secured loans, easy loans are a type of unsecured personal finance. This means that you don’t have to provide any assets as security for the loan.

Why choose ThisLender?

There are a lot of UK loan providers out there, which can make it difficult knowing where to apply for an easy loan. At ThisLender, we deal directly with lenders who are authorised and regulated by the Financial Conduct Authority. This means that when you apply through our website, you have the extra assurance that any provider you receive a quote from is adhering to lending best practice.

Two of our core values are transparency and trust. We recognise that borrowing money can be daunting, which is why we try to provide as much information as possible to help you borrow with confidence.

• Registered with the Financial Conduct Authority
• Free and easy online application form
• Bespoke, no obligation quote
• Short term loans from £50 to £5000^† over 3 - 36 months

Where do I go for help if I’m in financial difficulty?

If you are having financial difficulties or need to speak to someone regarding your financial situation before applying for a loan you can get free and confidential advice from MoneyHelper (formerly The Money Advice Service), National Debtline or debt charity StepChange.