Frequently Asked Questions

You are eligible to use our loan matching service from ThisLender if you answer ‘yes’ to these following questions:

• You are aged 18 years old or over?
• You are a UK resident?
• You have a permanent address?
• You have a regular income?
• You have a UK bank account
• You have a UK debit card?
• You are NOT currently bankrupt?

As we are a broker, we are not involved in the cancellation process. If for any reason you decide to cancel the loan, please contact your lender directly and refer to the cancellation policy that is outlined in your loan agreement.

ThisLender is a broker that offers flexible loans that suits your lifestyle. We have made the process free-to-use, simple and as clear as possible.

There are 3 easy steps to complete the loan application process:

Step 1 – Complete the online form. We only need a few details, and there’s no paperwork or long winded questions to answer.

Step 2 – Our online loan matching technology will quickly match you to a suitable loan lender on our panel – it’s that easy!

Step 3 – If you are approved, you will be transferred directly to the lender’s website where you will be able to complete the final part of the loan process. Please review the loan offer carefully and make sure you are happy before deciding to accept the loan or not. If you are happy with the loan, sign the loan agreement online and receive your loan from your lender.

Funding times will vary depending on the lender you are matched with. The bank you use and the time of day you make your application may also have an impact.

Absolutely not. As a broker, we work closely with many lenders who will consider applicants with a poor/bad credit history.

As a broker, we do not charge you any fees for using our service.

Each application is assessed by the lender, and the exact APR percentage rate will be given to you before you approve the offer. The charges including fees are given to you in a clear way that you understand them fully and clearly, the terms and conditions of the loan are also given to you before you proceed so that you are happy with all aspects of your loan offer.

Please view our Fees and Charges page for more information.

No, you do not need to be on the electoral register to apply.