How it Works is a broker that offers flexible loans that suits your lifestyle. We have made the process free-to-use, simple and as clear as possible.

Step 1

1. Apply Online

Step 2

2. Get a Decision

Step 3

3. Money Deposited

Step 1 - Apply online

Complete the online form. We only need a few details, and there’s no paperwork or long winded questions to answer.

Step 2 - Get a decision

Our online loan matching technology will quickly match you to a suitable loan lender on our panel – it’s that easy!

Step 3 - Money deposited

If you are approved, you will be transferred directly to the lender’s website where you will be able to complete the final part of the loan process. Please review the loan offer carefully and make sure you are happy before deciding to accept the loan or not. If you are happy with the loan, sign the loan agreement online and receive your loan from your lender.

Get your free loan quote today

Access from £50 to £5,000

Apply online APPLY NOW  

Representative 97% APR (fixed)

Representative example: Borrow £1000 for 24 months at 24 equal instalments of £77.48. Total amount to repay £1,859.52. Interest £859.52. Annual interest rate 70% (fixed). APR rates range from 45.3% APR. to 1575% Max APR. Your APR rate will be based on your circumstances.

We are not a lender but a licensed credit broker in the UK