£800 Loans - Borrow 800 pounds today

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  • No obligation quote
  • No application fee
  • Cash could be sent in 10 minutes²

Representative 49.9% APR

Representative example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative. Rates from 45.3% APR to 1721% APR - your no-obligation quote and APR will be based on your personal circumstances. The minimum repayment period for any loan will be 90 days from the date the loan is issued. The maximum repayment period is 3 years.

We are a credit broker, not a lender

Unplanned expenses happen to us all, and when they crop up (and payday is still weeks away), it’s easy to feel stressed.

Although this is never a nice situation for you to find yourself in, there are plenty of options for you to consider. Firstly, you should consider borrowing money from family and friends before applying for a loan, but if this isn’t an option, an 800 pound loan could be.

An 800 pound loan is a fast and flexible way to get your hands on the cash you need almost instantly, with some borrowers seeing money in their account within 10 minutes² after approval.

£800 Loans

What is an £800 loan?

An £800 pound loan is a short-term loan to help you cover any emergency expenses. After applying for the loan, you’ll receive the amount in full straight into your bank account. You will repay the 800 pound loan in either monthly instalments or in one lump sum — whichever is best for you. You can repay the loan over 36 months.

What can I use a £800 loan for?

You can spend your 800 pound loan on whatever you like, but most borrowers use it to fill emergency financial gaps. For example, you might need to replace your washing machine at short notice or pay for vehicle repairs.

Remember: These loans are designed to plug a gap in your finances — they’re not to fix long-term debt problems. You can visit Moneyhelper.org.uk to access free, impartial debt advice if you're struggling with debt.

Am I eligible for a £800 loan?

If you fit into the below criteria, there’s a good chance you’re eligible for an 800 pound loan:

  • Over the age of 18
  • UK bank account with debit card
  • Employed with regular income
  • You’re NOT bankrupt

To apply for an £800 loan, you will be soft credit checked, which does not appear on your credit report. After this, the lender you’ve chosen will run a hard credit check to ensure responsible lending.

At this stage, you’ll usually need to provide the lender with evidence of your income and expenditure, your address and proof of employment.

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Access from £50 to £5000

How do I get an £800 loan direct from a lender?

You can either apply directly for an 800 pound loan with your chosen lender, or you can use a free loan matching service, like us. We search a panel of lenders and find a suitabl loan offer for you.

It’s easy, just share a few basic details with us, including how much you’d like to borrow, over how many months and the reason for your loan, and we’ll match you with a lender.

Can I get an £800 loan with bad credit?

Yes, you can get an 800 pound loan with bad credit. The alternative lenders we work with make getting a personal loan accessible to as many people as possible. The lenders will accept applications from you even if you have a poor credit history or have yet to build your credit score.

Can I get an £800 loan with no credit checks?

No, you can’t apply for a loan without having a credit check. The lender will always perform a credit check to ensure they’re lending to you responsibly. Don’t be put off applying for a loan just because you have bad credit — as we’ve already mentioned, many of the lenders we work with offer short term loans for bad credit.

What are the benefits of £800 loans?

An 800 pound loan can help you access emergency cash almost immediately. But what are the benefits of taking out an £800 loan?

  • Flexible lending and repayment terms: You can choose to take out a loan of between £50 and £5,000 pounds and repay in monthly instalments between three and 36 months.
  • Fixed interest rates: For an 800 pound loan, your monthly interest payments are fixed, which means you’ll know exactly how much you’ll repay each month.
  • You can spend it on whatever you like: You’re not restricted by the lender on how you spend your money — it’s completely up to you. But most borrowers use the money to pay emergency expenses.
  • Money in your account within 10 minutes²: Lenders pay out quickly, so if everything is fine with your application and you meet the criteria, you could see the cash in as little as 10 minutes² after approval.

Get your loan quote today

Access from £50 to £5000

Are there any disadvantages to £800 loans?

There are always disadvantages when applying for any loans. You’re taking on debt, which means if you don’t repay according to the schedule your lender has set out, your credit score could be affected.

Important: Always make sure you can comfortably repay the loan with interest each month. Getting into debt isn’t something you should take lightly. If you can, you should explore other financial options before applying for an 800 pound loan. For example, consider selling items you don’t use anymore or borrowing from friends and family.

Can I borrow an £800 loan over 12 months?

Yes, you can borrow an £800 loan over 12 months. We offer loans repayable between three months and 36 months (three years). Our aim is to offer flexible personal loans because we understand that everyone’s financial circumstances differ — and you need a loan solution to fit your needs, and we can help you find it.

Apply for a £800 pound loan

Why choose ThisLender for £800 loans?

We’re a loan broker, which means we’re here to help you find a suitable lender for your needs. Our online loan matching service is completely free for you to use and, best of all, it saves you time trawling the internet looking for suitable lenders.

When you need quick cash, you need to find a lender you can trust and who is regulated by the Financial Conduct Authority (FCA) — which all of our lenders are.

Where do I go for help if I’m in financial difficulty?

If you are having financial difficulties or need to speak to someone regarding your financial situation before applying for a loan you can get free and confidential advice from MoneyHelper (formerly The Money Advice Service), National Debtline or debt charity StepChange.

Get your free loan quote today

Access from £50 to £5,000

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Representative 49.9% APR

Representative example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative. Rates from 45.3% APR to 1721% APR - your no-obligation quote and APR will be based on your personal circumstances. The minimum repayment period for any loan will be 90 days from the date the loan is issued. The maximum repayment period is 3 years.

We are a credit broker, not a lender.

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