£900 Loans - Borrow 900 pounds today^†

Picture this, your washing machine floods the kitchen, and you don’t have enough money in your account to pay for the damage. Payday is right around the corner, but you can’t wait another week or so to pay for repairs.

With fast same-day access to the cash you need and flexible repayment terms up to three years, this is precisely the kind of situation short-term £900 loans were made for.

Worrying about finances is never fun, and if you’ve got bad credit, you might think a 900 pound loan is out of the question. But that’s not true — our lenders welcome applications from borrowers with varying credit histories.

Learn more about whether a £900 loan is the loan for you below.

• What is a £900 loan?
• What can I use a £900 loan for?
• What can I use a £900 loan for?
• How do I get a £900 loan direct from a lender?
• Can I get a £900 loan with a bad credit score?
• Can I get a £900 loan with no credit check?
• What are the repayment terms for a £900 loan?
• What are the benefits of £900 loans?
• Are there any disadvantages to £900 loans?
• Why choose ThisLender for £900 loans?
• Where do I go for help if I’m in financial difficulty?

What is a £900 loan?

A 900 pound loan is a short-term loan to help tide you over until payday. You can access the funds from the lender on the same day and repay the loan, with interest, in monthly instalments over three to 36 months.

If you’re not sure you need a 900 pound loan, we offer loans from £50 to £5,000^†, so we’re confident we can help you find what you’re looking for.

What can I use a £900 loan for?

These short-term loans are designed to help plug the financial gap caused by unexpected emergencies such as needing a new boiler, repairing your car or receiving an unforeseen bill. They are not designed to use for gambling purposes or other unnecessary expenses.

You can use your £900 loan to cover a variety of financial emergencies:

• Medical bills
• Home repairs/appliance repairs
• Vehicle repairs
• MOT
• Other family emergencies

What can I use a £900 loan for?

Lender criteria vary, but if you meet the basic criteria below, there’s a good chance you’ll be accepted:

• Are you a UK resident with a permanent address
• Are aged 18 and over
• Have a UK bank account with a debit card
• Can prove you have monthly income
• Are not bankrupt

You can get an instant online quote today from ThisLender to see what you qualify for. Apply now without affecting your credit score

How do I get a £900 loan direct from a lender?

You can either apply straight through your chosen lender’s website and make a loan application online. Or you can make use of a loan matching service like us. We do our best to match you with a lender for your needs completely free of charge. This way, you know you’re getting a suitable 900 pound loan deal.

You can view a ist of some direct lenders that we work with.

Can I get a £900 loan with a bad credit score?

Yes, you can get a £900 loan with bad credit. The lenders we work with try and make lending accessible to anyone who needs it. So don’t let your poor credit history stop you from getting a quote.

Our lenders offer £900 loan bad credit options — take a look at these guarantor loans.

What is a guarantor loan?

A guarantor loan requires someone else to co-sign your loan agreement, stating that if you default on loan repayments, they will pay back your loan instead. This gives the lender an extra layer of protection when it comes to lending funds.

Can I get a £900 loan with no credit check?

No, lenders will always perform a credit check on every applicant, regardless of the type of loan you apply for. This is because they have a responsibility to ensure you can realistically afford to repay your loan. Although they carry out a credit check, this doesn’t mean if you have bad credit, you will be discounted.

ThisLender will not perform a credit check when you’re getting a quote. Instead, our lenders will perform what’s called a soft credit check, which does not show up on your credit file. Once you proceed with your loan application, that’s when the lender will perform a hard credit check.

Getting a quote will not affect your credit.

What are the repayment terms for a £900 loan?

You’ll usually repay your £900 loan in fixed monthly instalments, but you can also choose to repay in a lump sum. Just check if your lender has any early repayment fees you should be aware of. You can repay over three months, all the way up to 36 months.

What are the benefits of £900 loans?

Unexpected bills crop up, and sometimes, securing a short-term loan can help alleviate some of the stress this brings. By tiding you over until your payday comes back around, you can easily pay for these bills, repairs or whatever you need the money for.

Other benefits of a 900 pound loan:

• Cash in your account within 10 minutes^² after approval
• Quick application process
• Spread the cost of repayment over three to 36 months
• All credit types considered
• Spend the loan however you want

Are there any disadvantages to £900 loans?

900 pound payday loans are expensive. That’s why it’s important for you to exhaust all your financial options before applying. Approach family and friends to see if you can borrow the money you need or consider selling items you no longer need or use to get the cash.

If you’re struggling with debt or in need of some impartial advice, visit Money Helper to access free advice and guidance.

Why choose ThisLender for £900 loans?

We make the process of applying for a loan stress-free. As a broker, it’s our job to do the work for you — we take your criteria and match them with our panel of trusted UK lenders. We are authorised and regulated by the Financial Conduct Authority (FCA).

When you get a quote from us, there is absolutely no obligation to accept any offer of funding. You’re in complete control of this entire process.

Where do I go for help if I’m in financial difficulty?

If you are having financial difficulties or need to speak to someone regarding your financial situation before applying for a loan you can get free and confidential advice from MoneyHelper (formerly The Money Advice Service), National Debtline or debt charity StepChange.