£100 Loans - Borrow 100 pound loan now

Loans from 3 months to 24 months

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NO OBLIGATION & NO BROKER FEES

Representative 97% APR (fixed)

Representative example: Borrow £1000 for 24 months at 24 equal instalments of £77.48. Total amount to repay £1,859.52. Interest £859.52. Annual interest rate 70% (fixed). APR rates range from 45.3% APR. to 1575% Max APR. Your APR rate will be based on your circumstances.

We are not a lender but a licensed credit broker in the UK

Being short of money can be extremely frustrating and often stressful - especially if you only need to borrow 100 pounds before payday. If you also have bad credit, you might feel that you have nowhere to turn.

Fortunately, some direct lenders understand your situation and are happy to lend you the £100 cash you need quickly.

If you don’t want to approach a direct lender yourself, you can use a broker, like us, to find a company that offers 100 pound, short-term loans.

Top Tip: Always think twice about taking on debt, as there may be better ways to raise the £100 you need. From asking friends or family to selling something you own, such as a computer game, there are many ways to make cash fast without getting a loan.

What is a £100 loan?

A £100 loan is a small sum of money you borrow from a direct lender that you pay back with interest, over a short scheduled repayment period - usually in one lump sum or instalments.

These loans are usually obtained quickly and are designed to cover unexpected financial emergencies to tide you over until your next pay date.

What can I use a £100 loan for?

You should only use a £100 loan or emergency purposes, and only after you have exhausted all other sources of funding such as friends and family. You can use it for anything from paying a bill to repairing your car. You should not use it for going on nights out, topping up your wages or any other non-essential purpose.

You must think carefully about borrowing any money, though. If you’re struggling with money issues, we strongly advise you to visit the money advice service for help and advice.

Am I eligible to borrow £100?

Yes, you might be eligible to borrow £100 if you meet the following criteria for a direct lender:

  • You’re over 18
  • You’re a UK resident with a permanent address
  • You’re employed and have a regular income
  • Have a UK bank account with a debit card
  • Your wages are paid into your UK bank account
  • You are NOT currently bankrupt

£100 Loan FAQs

How do I get a £100 loan direct from a lender?

You can either apply directly with a lender, or use a broker, like us to help you find a £100 loan. Applying online with us is quick and easy. We can give you an instant decision and match you to a suitable lender in minutes.

Remember: ThisLender, and the lenders on our panel, are authorised and regulated by the Financial Conduct Authority (FCA).

Am I guaranteed a 100 pound loan?

No, even if you apply, you’re not guaranteed that you’ll get a £100 pound loan. Your acceptance will depend on your current circumstances.

Can I apply for a £100 loan with bad credit?

Yes, you can apply for a £100 loan with bad credit. Our lenders will consider individuals with all types of credit histories and offer bad credit loan options such as a guarantor loan.

However, you should always look at ways of how to improve and rebuild your credit score to increase your chances of borrowing before you apply.

Can I get a £100 loan with no credit checks?

No, it’s not possible to get a £100 loan with no credit checks with a direct lender in the UK. Lenders are required to see the information on your credit file to decide whether to lend to you or not.

Remember: ThisLender will not perform a credit check; lenders will complete a soft search during the application process. If you accept a lender’s loan offer, they will perform a hard credit search.

Do I have to repay the £100 loan on my next payday?

You will need to make regular repayments on your £100 loan - this could be on your payday or scheduled in 7 days (1 week) or monthly instalments as set out directly by the lender.

It’s essential to have enough money in your bank account in time for the repayments to be taken.

Get your free £100 loan quote today

Access from £100 to £5000

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Representative 97% APR (fixed)

Representative example: Borrow £1000 for 24 months at 24 equal instalments of £77.48. Total amount to repay £1,859.52. Interest £859.52. Annual interest rate 70% (fixed). APR rates range from 45.3% APR. to 1575% Max APR. Your APR rate will be based on your circumstances.

We are not a lender but a licensed credit broker in the UK

Types of Loans & Credit